The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
My insurance uses the First Health PPO Network and I found your name on the First Health network search.
"I have PIU insurance" or "I use PIU Network" or "I have International Major Medical or The Bridge Plan insurance" or "I have Insubuy insurance"
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go in the network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by Petersen International Underwriters in the USA. You never have to contact the carrier for any purpose whatsoever.
Search ProvidersThere is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.