Compare Group Travel Insurance for USA

Comparing 6 Plans

PAGE: {{currentPageNumber}} OF 2

Patriot America Plus Group

Purchase

Patriot America Lite Group

Purchase

Patriot America Platinum Group

Purchase

Patriot Group Exchange Program

Purchase

There was a problem, please make the requested changes and submit again:

  • {{ error.message }}

Following is the high level comparison of various international travel group health insurance plans. Please use this comparison as guide only and do not make any decisions solely based on this comparison. If you have any ambiguity, doubt or questions, please refer to the individual policy details for complete details as it is not possible to accurately represent all the details in concise comparison such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

Routine physicals and exams (wellness, vision, eyeglasses, dental, etc.) are not covered in any of the plans.

Viewing: {{displaySelectedView}}

Comparing 6 Plans

PAGE: {{currentPageNumber}} OF 2

Patriot America Plus Group

Purchase

Patriot America Lite Group

Purchase

Patriot America Platinum Group

Purchase

Patriot Group Exchange Program

Purchase

General

Patriot America Plus Group
Comprehensive
After deductible, plan pays 100% (80% up to $5,000 outside the network, then 100%) to policy maximum.
Patriot America Lite Group
Comprehensive
After deductible, plan pays 100% (80% up to $5,000 outside the network, then 100%) to policy maximum.
Patriot America Platinum Group
Comprehensive
After deductible, plan pays 100% (90% up to $5,000 outside the network, then 100%) to policy maximum.
Patriot Group Exchange Program
Comprehensive
Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum. Outside PPO network: After deductible, plan pays 80% up to the policy maximum. Outside US: After deductible, covers at 100% up to the policy maximum.

Medical - Outpatient

To policy maximum
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. US-Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies.
To policy maximum In U.S.: Extra $250 deductible for illness visit that does not result in hospital admission.
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. US-Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies.
To policy maximum. In U.S.: Extra $250 deductible for illness visit that does not result in hospital admission.
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible. Co-insurance still applies.
To policy maximum In U.S.: Extra $250 copay for illness visit that does not result in hospital admission.
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum 1 visit per day
US-Urgent Care: Deductible waived, $50 copay; unless $0 deductible. US-Walk-in Clinic: Deductible waived, $20 copay; unless $0 deductible. Co-insurance still applies.
To policy maximum Extra $500 copay for illness that does not result in hospital admission.
To policy maximum, 90 day supply per prescription. Period of coverage limit: $250,000 per person.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum

Medical - Inpatient

To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum

Medical - Other Treatement And Services

-
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum Must be ordered in advance by physician.
Yes
Acute onset only, for persons under 70: Medical to policy maximum. Medical evacuation up to $25,000.
Included
-
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum Must be ordered in advance by physician.
Yes
-
Excluded
-
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum Must be ordered in advance by physician.
Yes
Acute onset only for persons under 70. US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: Ages 69 and younger up to $1,000,000. Medical evacuation up to $25,000.
Included
-
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
-
Optional: Adventure Sports, available for ages under 65.
To policy maximum Illness must result in hospital admission.
-
-
To policy maximum, 1 visit per day. Must be ordered in advance by physicain.
Yes
After 12 month waiting period, $500 per period of coverage, $1,500 maximum. US Citizens: Sudden & Unexpected Reoccurrence: Medical up to $5,000. Medical Evacuation up to $25,000.
Included

Dental

$300
To policy maximum
$300
To policy maximum
$300
To policy maximum
$350 for pain, $500 for non emergency injury
To policy maximum

Travel

-
$10,000
-
$50 per item, $500 maximum
$100,000
$100,000, maximum of 15 days.
$1,000,000
To policy maximum
$5,000
-
-
-
$10,000
-
$50 per item $500 maximum
$100,000
$100,000, maximum of 15 days.
$1,000,000
To policy maximum
$5,000
-
-
-
$10,000
-
$50 per item $500 maximum
$100,000
$100,000, maximum of 15 days
To policy maximum
To policy maximum
$5,000
-
-
-
-
-
Optional: Add-On plan, $250 maximum
-
$15,000, maximum of 15 days
$50,000. Medically Necessary Repatriation up to $100,000.
$25,000
$5,000
-
-

Life

$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
$25,000
$25,000

Other

Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights. Not available in U.S.
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights. Not available in U.S.
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights. Not available in U.S.
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Included
Incidental: 14 days after 30 days of continuous coverage, non-US residents only.
-
-
-
$50,000
Included

Plan Features

Before effective date, full refund. After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 2 years maximum
$0
$0
Personal Liability: $25,000 Bedside Visit $1,500 Political Evacuation and Repatriation: $100,000 Pet Return: $1,000 Optional: Teladoc coverage
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
Lifetime Maximum
$10,000 80-110
$50,000 Up to 79
$100,000 Up to 69
$500,000 Up to 64
$1,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
A- "Excellent"
Before effective date, full refund. After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 2 years maximum
$0
$0
Personal Liability: $25,000. Bedside Visit $1,500. Political Evacuation and Repatriation: $100,000. Pet Return: $1,000. Optional: Teladoc coverage
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
Lifetime Maximum
$10,000 80-110
$50,000 Up to 79
$100,000 Up to 69
$500,000 Up to 69
$1,000,000 Up to 69
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
A- "Excellent"
Before effective date, full refund. After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 3 years maximum
$0
$0
Personal Liability: $25,000; Bedside Visit $1,500; Political Evacuation and Repatriation: $100,000, must be approved in advance by the administrator.
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
$5,000 Up to 110
$10,000 Up to 110
$25,000 Up to 110
Lifetime Maximum
$20,000 80-110
$100,000 70-79
$1,000,000 65-69
$2,000,000 Up to 64
$5,000,000 Up to 64
$8,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
A- "Excellent"
Before effective date, full refund. After effective date, pro-rated refund for whole months minus $50 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
$0
Bedside Visit: $1,500 Optional: Legal Assistance with Add-On plan, $500 maximum.
Email
Per Incident
$0 Up to 64
$100 Up to 64
$250 Up to 64
$500 Up to 64
Per Incident
$50,000 Up to 64
$100,000 Up to 64
$250,000 Up to 64
$500,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
A- "Excellent"
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More

This website uses cookies, some of which are essential for the functionality of the website while others are for improving user experience and personalization. By continuing to browse this website, you agree to our use of cookies. For information about your privacy, please read our Privacy Policy and Terms of Use.