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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Non US resident, visting US. Need health insurance.What will be health insurance options, short-term health or visitor?

A:
If they are coming on a visitor visa then a visitors insurance would be the plan for them. If you can enter your information in this link we can quote you all of our available plans, Available plans: /visitors-insurance/
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Q:Question 1: I am applying for a long-stay visa in Portugal that should cover 1 year. Should I purchase visitor insurance or SCHENGEN insurance?Question 2: After purchasing it, can I cancel before the insurance start date?

A:
If they want you to follow the shcengen visa requirements then we advise to get schengen insurance. If you end up not traveling or getting denied you can submit a cancelation request with the denial letter or a canceled flight ticket.
{{currentOrigin}}/answers/europe-visa-insurance/question-1-i-am-applying-for-a-longstay-visa-in-portugal-that-should-38019/

Q:Hello, we various properties across the USA, Canada, Costa Rica, Mexico, etc. and we would like to offer cancellation insurance to our guests. Is this a product that you offer?

A:
If you have a property and casualty licence you can fill out the form below to be able to sell plans. Brokersnexus: https://brokersnexus.com/
{{currentOrigin}}/answers/other-insurance/we-would-like-to-offer-cancellation-insurance-to-our-guests-is-this-a-product-that-you-offer-77731/

Q:in Patriot International Lite plan, you only provide Maximum amount of money the insurance company will pay for eligible medical expenses, but the visa application requirement is minimum 30,000 USD. where can I check the minimum of your insurance plan?

A:
The minumum is the same as the policy maximum.
{{currentOrigin}}/answers/europe-visa-insurance/medical-expenses-but-the-visa-application-requirement-is-minimum-30000-55392/

Q:i am a american citizen living in thailand with a wife and son. My son is american citizen, my wife is thai citizen we are traveling to the US for vacation will you med insurance cover us as American citizens in the US

A:
you want to make separate quotes for The US citizens since there are different plans available to them.
{{currentOrigin}}/answers/travel-health-insurance/i-am-a-american-citizen-living-in-thailand-with-a-wife-and-son-my-son-is-american-citizen-37671/

Q:What is the coverage of ambulance usage and ER visit and diagnoses of the acute symtoms?

A:
In a comprehensive plan after you pay the deductible the plan will pay according to the copay you choose untill it reaches the maximum of the policy. If you want to go over what copay deductible and maximum you choose we advise in calling the number on the back of your ID card and speak to the benefits department.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/what-is-the-coverage-of-ambulance-usage-and-er-visit-and-diagnoses-of-the-acute-symtoms-68048/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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